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Products issued by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) Australian Credit Licence No 244616. This information is for general information purposes only. Fees and charges are payable. Full  terms and conditions are available at any  Bank of Queensland branch. These may be varied, or new terms and conditions introduced in the future. The content on these pages is for information only and is not an offer by the Bank to provide the products and services. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS),  terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any  Bank of Queensland branch or by  contacting us.


Virgin Money Australia legacy home loans are promoted and distributed by Virgin Money (Australia) Pty Limited ABN 75 103 478 897 as the authorised representative and credit representative of the issuer and credit provider, Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence/AFSL 244 616.

Virgin Money Australia, a division of Bank of Queensland Limited ABN 32 009 656 740, Australian Credit Licence 244616 (“BOQ”), promotes and distributes the Virgin Money Credit Cards ("Credit Cards"). National Australia Bank Limited ABN 12 004 044 937 Australian Credit Licence 230686 (“NAB”) is the credit provider and issuer of the Credit Cards. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”) and has appointed Citi to assist to administer the Credit Cards.

BOQ products are issued by Bank of Queensland Limited ABN 32 009 656 740 (BOQ) AFSL and Australian Credit Licence No 244616. Registered Address: Level 3, 100 Skyring Terrace, Newstead, Queensland 4006.

BOQ Finance products and services are provided by separate companies in the Bank of Queensland group of companies (such as BOQ Credit Pty Ltd ABN 92 080 151 266 Australian Credit Licence number 393331 and BOQ Equipment Finance Limited ABN 78 008 492 58). BOQ does not guarantee or otherwise support the obligations or performance of any other company that is a member of the BOQ group of companies or the products or services that they offer.

** Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. Our/us/we means NAB unless the context otherwise requires it. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards.